:root{--navy:#12263f;--navy2:#1b3556;--gold:#f4c430;--gold-d:#d9a90f;--ivory:#fbf8f1;--sky:#e8eef5;--ink:#24303f;--muted:#5d6b7c}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{font-family:'Figtree',system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.65;overflow-x:hidden}
h1,h2,h3,h4,.brand-name{font-family:'Fraunces',Georgia,serif;color:var(--navy)}
a{color:var(--navy2)}
.btn{font-weight:600;border-radius:999px;padding:.6rem 1.4rem}
.btn-gold{background:var(--gold);color:var(--navy);border:0}.btn-gold:hover{background:var(--gold-d);color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff;border:0}.btn-navy:hover{background:var(--navy2);color:#fff}
.btn-outline-navy{border:2px solid var(--navy);color:var(--navy);background:transparent}.btn-outline-navy:hover{background:var(--navy);color:#fff}
.btn-sm{padding:.4rem 1rem}
/* nav */
.mp-nav{background:var(--navy);padding:.55rem 0}
.mp-nav .navbar-brand{display:flex;flex-direction:column;line-height:1.05;padding:0}
.brand-name{color:#fff;font-size:1.45rem;font-weight:700;letter-spacing:.01em}
.brand-sub{color:var(--gold);font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;font-weight:600}
.mp-nav .nav-link{color:#e6ecf4;font-weight:500;font-size:.95rem;padding:.5rem .7rem}
.mp-nav .nav-link:hover{color:var(--gold)}
.mp-nav .navbar-toggler{border-color:rgba(255,255,255,.4)}
.mp-nav .navbar-toggler-icon{filter:invert(1)}
@media(max-width:1199.98px){.mp-nav .navbar-collapse{padding:.75rem 0 1rem}}
/* hero: split panel */
.hero{display:grid;grid-template-columns:1fr 1fr;min-height:640px;background:var(--ivory)}
.hero-text{display:flex;flex-direction:column;justify-content:center;padding:4rem clamp(1.5rem,5vw,5rem);background:linear-gradient(135deg,#fbf3d6 0%,var(--ivory) 70%)}
.hero-eyebrow{font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:var(--navy2);margin-bottom:1rem}
.hero-title{font-size:clamp(2.8rem,6vw,5rem);font-weight:800;line-height:1;margin-bottom:1.2rem}
.hero-sub{font-size:1.2rem;max-width:34rem;color:var(--ink)}
.hero-tag{font-family:'Fraunces',serif;font-style:italic;font-size:1.15rem;color:var(--navy2);border-left:4px solid var(--gold);padding-left:1rem;margin:1rem 0 2rem;max-width:30rem}
.hero-photo{background:url('img/hero.webp') 30% center/cover no-repeat;min-height:320px}
@media(max-width:991.98px){.hero{grid-template-columns:1fr}.hero-photo{min-height:300px;order:2}.hero-text{padding:3rem 1.5rem}}
/* strip */
.strip{background:var(--navy);color:#fff}
.strip-cell{display:flex;flex-direction:column;gap:.15rem;padding:1.8rem 1.4rem;height:100%;border-right:1px solid rgba(255,255,255,.1);border-bottom:1px solid rgba(255,255,255,.1)}
.strip-cell i{font-size:1.7rem;color:var(--gold)}
.strip-cell strong{font-family:'Fraunces',serif;font-size:1.25rem}
.strip-cell span{font-size:.9rem;color:#c9d4e2;line-height:1.45}
/* sections */
.section{padding:clamp(4rem,8vw,7rem) 0}
.section-head{max-width:46rem;margin:0 0 3rem}
.section-head p{color:var(--muted);font-size:1.1rem}
.section-head.light h2,.section-head.light p{color:#fff}
.eyebrow{font-size:.8rem;letter-spacing:.2em;text-transform:uppercase;font-weight:700;color:var(--gold-d);margin-bottom:.6rem}
h2{font-size:clamp(1.9rem,3.6vw,2.8rem);font-weight:700;line-height:1.15;margin-bottom:1rem}
.sub-h{font-size:1.5rem;margin:4rem 0 1.25rem}
/* products */
.prod{display:flex;flex-direction:column;align-items:flex-start;height:100%;padding:1.6rem;background:var(--ivory);border:1px solid #efe7d2;border-radius:1.25rem;text-decoration:none;color:var(--ink);transition:transform .2s,box-shadow .2s}
.prod:hover{transform:translateY(-4px);box-shadow:0 14px 30px rgba(18,38,63,.12)}
.prod img{width:92px;height:auto;border-radius:50%;margin-bottom:1rem}
.prod h3{font-size:1.3rem;margin-bottom:.4rem}
.prod p{color:var(--muted);font-size:.95rem;margin-bottom:1rem}
.prod .go{margin-top:auto;font-weight:700;color:var(--navy)}
.prod-cta{background:var(--navy);border-color:var(--navy);color:#fff;justify-content:center}
.prod-cta i{font-size:2.2rem;color:var(--gold);margin-bottom:.8rem}
.prod-cta h3{color:#fff}.prod-cta p{color:#c9d4e2}.prod-cta .go{color:var(--gold)}
.more-tile{display:flex;align-items:center;gap:.8rem;padding:1.1rem 1.2rem;background:var(--sky);border-radius:1rem;text-decoration:none;font-weight:600;color:var(--navy);height:100%;transition:background .2s}
.more-tile:hover{background:var(--gold)}
.more-tile i{font-size:1.5rem}
.accordion{--bs-accordion-btn-focus-box-shadow:0 0 0 .2rem rgba(244,196,48,.4);--bs-accordion-active-bg:var(--sky);--bs-accordion-active-color:var(--navy)}
.accordion-button{font-family:'Fraunces',serif;font-weight:700;font-size:1.1rem}
.accordion-body p{margin-bottom:.8rem}
.cov-also{color:var(--muted)}
/* about */
.about{background:var(--ivory)}
.about-img{width:100%;height:auto;border-radius:1.5rem;box-shadow:0 20px 50px rgba(18,38,63,.15)}
.lead-p{font-size:1.2rem;font-weight:500;color:var(--navy)}
/* staff */
.person{height:100%;text-align:center;padding:2rem 1.2rem;border:1px solid #e3e9f0;border-radius:1.25rem;background:#fff}
.avatar{width:84px;height:84px;margin:0 auto 1rem;border-radius:50%;background:var(--navy);color:var(--gold);font-family:'Fraunces',serif;font-size:1.9rem;font-weight:700;display:flex;align-items:center;justify-content:center}
.person h3{font-size:1.2rem;margin-bottom:.2rem}
.role{color:var(--muted);font-size:.92rem;margin-bottom:.7rem}
.ext{font-weight:600;text-decoration:none;font-size:.92rem;white-space:nowrap}
.person-cta{background:var(--gold);border-color:var(--gold);display:flex;flex-direction:column;align-items:center;justify-content:center}
.person-cta i{font-size:2rem;color:var(--navy)}
.person-cta .btn-gold{background:var(--navy);color:#fff}
/* carriers */
.carriers{background:var(--sky)}
.carrier{display:flex;align-items:center;justify-content:space-between;gap:.5rem;height:100%;min-height:76px;padding:.9rem 1.1rem;background:#fff;border-radius:.9rem;text-decoration:none;font-weight:600;font-size:.92rem;color:var(--navy);line-height:1.3;transition:box-shadow .2s,transform .2s}
.carrier:hover{box-shadow:0 8px 20px rgba(18,38,63,.12);transform:translateY(-2px)}
.carrier i{color:var(--gold-d);flex:none}
/* testimonials */
.testimonials{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.testimonials::before{content:"";position:absolute;inset:0;background:url('img/team.webp') center/cover no-repeat;opacity:.16}
.quote{height:100%;margin:0;padding:2rem;border-radius:1.25rem;background:rgba(255,255,255,.96);color:var(--ink)}
.quote blockquote{font-family:'Fraunces',serif;font-size:1.1rem;line-height:1.55;margin-bottom:1rem;color:var(--navy)}
.quote figcaption{font-weight:700;color:var(--gold-d)}
.rev-line{color:#dbe4ef;font-size:1.1rem}
/* blog */
.post{height:100%;padding:2rem;border:1px solid #e3e9f0;border-radius:1.25rem}
.post .date{font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--gold-d);margin-bottom:.4rem}
.post h3{font-size:1.4rem}
.post-body{margin-top:1.2rem;padding-top:1.2rem;border-top:1px solid #e3e9f0}
.post-body h4{font-size:1.15rem;margin:1.2rem 0 .4rem}
/* actions */
.actions .action-cell{height:100%;padding:3.5rem 2rem;text-align:center;background:var(--navy);color:#fff}
.actions .action-cell.alt{background:var(--gold);color:var(--navy)}
.actions h2{color:inherit;font-size:2rem}
.actions i{font-size:2.2rem;color:var(--gold)}.actions .alt i{color:var(--navy)}
.actions p{max-width:26rem;margin:0 auto 1.4rem}
/* contact */
.contact{position:relative;background:#fff}
.contact::before{content:"";position:absolute;inset:0;background:url('img/contact.webp') center top/cover no-repeat;opacity:.55;pointer-events:none}
.contact>.container-xl{position:relative}
.info-card,.quote-form{height:100%;padding:2rem;background:#fff;border-radius:1.25rem;box-shadow:0 12px 40px rgba(18,38,63,.1)}
.info-list{list-style:none;padding:0;margin:1rem 0 0}
.info-list li{display:flex;gap:1rem;margin-bottom:1.2rem}
.info-list i{font-size:1.3rem;color:var(--gold-d);flex:none;margin-top:.15rem}
.info-list a{font-weight:600}
.form-control,.form-select{border-radius:.7rem;padding:.65rem .9rem}
.form-label{font-weight:600;font-size:.9rem}
.map-wrap{border-radius:1.25rem;overflow:hidden;box-shadow:0 12px 40px rgba(18,38,63,.1);background:#fff}
.map-wrap iframe{display:block;width:100%;height:380px;border:0}
/* footer */
.mp-footer{background:var(--navy);color:#c9d4e2;padding:4rem 0 2rem}
.mp-footer a{color:#e6ecf4}
.foot-logo{width:100%;max-width:380px;height:auto}
.mp-footer h4{color:#fff;font-size:1.1rem;margin-bottom:1rem}
.foot-links li{margin-bottom:.4rem}
.social{display:inline-flex;width:44px;height:44px;border-radius:50%;background:rgba(255,255,255,.1);align-items:center;justify-content:center;font-size:1.2rem;text-decoration:none}
.social:hover{background:var(--gold);color:var(--navy)}
.foot-bottom{display:flex;flex-wrap:wrap;gap:1rem;justify-content:space-between;align-items:center;margin-top:3rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.12);font-size:.88rem}
.powered{display:inline-flex;align-items:center;gap:.4rem;padding:.45rem 1rem;border-radius:999px;background:rgba(244,196,48,.12);border:1px solid rgba(244,196,48,.4);text-decoration:none;color:var(--gold)!important}
.powered:hover{background:var(--gold);color:var(--navy)!important}